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Are you turning 26?

In New Jersey, under the Get Covered NJ platform, a dependent can remain on their parents health insurance plan until the end of the calendar year in which they turn 26 years old. After that, they are generally no longer eligible to listed as a dependent and must secure their own health insurance coverage. However,…

Working Moms

As a working mother, you’ve got twojobs. If an injury or illness keeps youfrom working, disability insurance canhelp protect your income and thepeople you love. Send me a messageto learn just how easy it can be.

What is the Medicaid gap?

By healthsherpa If you don’t have access to health insurance coverage through your employer, what do you do? Fortunately, many low-income Americans can access health coverage, and healthcare, through Medicaid. But what if you earn too much to qualify for Medicaid in your state? And can’t afford to pay the premiums to buy insurance? Meet the Medicaid…

How to get health insurance after a divorce

By healthsherpa Did you just go through a divorce and need health insurance? Good news: Divorce is a Qualifying Life Event (QLE). And QLEs trigger what is known as a Special Enrollment Period (SEP). A SEP allows you to enroll in Marketplace health insurance (also known as Obamacare plans or Affordable Care Act plans) at a time outside…

New Jersey Family Care Who is Eligible?

Who is Eligible?NJ FamilyCare includes New Jersey residents; all are eligible to apply. Financial eligibility will be determined by the latest federal tax return which, when filed, will be electronically verified.Children under 19 are eligible with higher incomes up to 355% of the Federal Poverty Level (FPL) ($8,875/month for a family of four). Parents still need…